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icon-builders-riskBuilders Risk Insurance


Custom homebuilders, general contractors and even property owners often find themselves searching for insurance coverage to protect personal or business projects under construction. Builders risk insurance protects a person's or organization's insurable interest in materials, fixtures and/or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause; it is often required to comply with government regulations or as a condition to meeting banking or other contractual arrangements. While a builders risk policy itself is relatively simple to obtain, ensuring the proper coverage, limits and policy type are in place requires a core understanding of the industry and the associated risks which occur during the course of construction.

The US Assure Builders Risk Plan insured by Zurich is the nation's leading inland marine policy for owners and contractors. With comprehensive insurance coverage and flexible policy options, our Builders Risk Plan is designed to meet the needs of residential and commercial customers for any project type and size ranging from turnkey and custom build to order to high volume construction, and it can be tailored for even the largest construction project. 

Highlights

The builders risk program is designed to make it easier for you to focus on customer relationships and sales. The following are just a few of the valuable features offered: 

  • Ability to rate, quote, issue, and manage policies from any device, browser or monitor size
  • Capacity for projects of any size and value, including wind and flood
  • Innovative coverage options designed with the needs of contractors in mind; many are automatically included with the option to increase limits
  • Policy options include "one shot" or single structure, reporting form and deposit premium
  • Policies can be insured in the name of the contractor or owner
  • Insured by Zurich
  • Direct access to our dedicated team of more than 50 underwriters
  • Direct billing with premium payment installment options
  • Fast, easy access with no premium commitment

Available

  • Nationwide

Residential New Construction Insurance

 

The Builders Risk Plan insured by Zurich provides coverage for residential construction projects of any size and value from production to custom building. In a matter of minutes, you can rate, quote and issue a residential builders risk policy online using our proprietary issuance system. Policy options include our “one-shot” or single structure policy and an annual or monthly reporting form for multiple new construction projects. The policy provides a full 12 months of coverage with the option to extend, subject to underwriting approval. 
Commercial New Construction Insurance

The Builders Risk Plan insured by Zurich provides coverage for commercial construction projects of any size and value. Most commercial builders risk projects may be issued online using our proprietary issuance system. Policy options include our “one-shot” or single structure policy and a deposit premium and provides a full 12 months of coverage with the option to extend, subject to underwriting approval.

Remodeling Insurance
The Builders Risk Plan insured by Zurich provides coverage for basic to complex residential and commercial renovation projects, with the option to include the existing structure. Policy options include a six, nine or 12 month term and allow for occupancy when the owner is acting as the contractor.
Installation Insurance

The Builders Risk Plan insured by Zurich provides insurance coverage for property of the insured and property of others being installed or awaiting installation. Learn more about our installation builders risk product.  

Rate, quote and issue policies online in minutes

Issue a builders risk policy 


Agents and brokers already registered to do business with us may log in here to begin issuing their next builders risk policy or manage an existing policy.

Is your organization contractually appointed with Zurich? Start here

Access new products 


Join the US Assure team. Enjoy access to a broad portfolio of programs all insured by respected “A” rated carriers and a responsive, reliable team of industry experts who place you at the center of everything we do.

Are you a customer looking for coverage? Click here

 
cta-EB1LA-11-08-16-RB-LG

Resources

Browse our virtual toolbox for resources to support your business.

  • Collateral
  • Guides and Reports
  • News
  • Webinars

Events

Gain insight from our experts in a workshop or webinar.