Deter Job Site Criminals with Reward Program


Imagine that your client, who is also a builder, secured a builders risk insurance policy for his latest construction project. Your builder client understood the potential risks associated with construction site theft, arson and vandalism, so in addition to ensuring the policy contained all the coverages needed, the builder also requested that you order job site security signs provider and posted it prominently at the site.

One night, mid-way through construction, criminals snuck into the job site and stole copper piping and other materials, causing extensive damage to the structure in the process. Through the insurance coverage he had purchased, the losses were covered and construction was able to proceed after a minor delay. Thanks to the Builders Risk Reward Program signs and decals, a tip was received by local law enforcement that led to the arrest and prosecution of the criminals. The tipster received a cash reward, and the thieves were held accountable.

The reality is that theft, vandalism, and arson can cause potentially large losses and create delays at construction sites. One easy way to deter would-be vandals and thieves is to utilize the Builders Risk Reward Program. The Reward Program* is available for insureds of the Builders Risk Plan insured by Zurich and can be effective in deterring criminal activity at construction sites. Participating is as simple as requesting a free supply and posting the weather-resistant signs and/or decals at the construction site.

For people who witness criminal activity at a covered construction site and provide law enforcement with information that later leads to the arrest and conviction of the person(s) responsible, the Builders Risk Reward Program provides a cash reward ranging from $250 up to $25,000, depending on the seriousness of the crime and the extent of the property damage. Insured parties, builders, developers, their employees and their family members are ineligible for the cash reward.

Insureds of the US Assure Builders Risk Plan insured by Zurich can request that their agent or broker order these highly visible, weather-resistant signs and decals to post at construction sites. Download the Builders Risk Reward Program brochure to learn more about how your clients can protect their construction sites.

*Rewards vary depending upon the seriousness of the crime and amount of property damage and are only paid upon conviction of the criminal(s). Rewards are disbursed in accordance with established Builders Risk Reward Program guidelines. Insureds, builders, developers, their employees and/or family members are encouraged to report criminal acts immediately; however, these parties are ineligible for rewards.

 This is intended as a general description of certain types of insurance and services available to qualified customers. Your policy is the contract that specifically and fully describes your coverage. The description of the policy provisions gives a broad overview of coverages and does not revise or amend the policy.

The Builders Risk Reward Program

Insureds of the US Assure Builders Risk Plan insured by Zurich can request highly visible, weather-resistant signs and decals to post at residential or commercial construction sites.

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