Icon Builders Risk Builders Risk Insurance for Nationwide Agents

Custom homebuilders, general contractors and even property owners often find themselves searching for insurance coverage to protect personal or business projects under construction. Builders risk insurance protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause; it is often required to comply with government regulations or as a condition to meeting banking or other contractual arrangements. While a builders risk policy itself is relatively simple to obtain, ensuring the proper coverage, limits and policy type are in place requires a core understanding of the industry and the associated risks which occur during the course of construction.

The US Assure Builders Risk Plan insured by Zurich is the nation's leading inland marine policy for owners and contractors. With comprehensive insurance coverage and flexible policy options, our Builders Risk Plan is designed to meet the needs of residential and commercial customers for any project type and size ranging from turnkey and custom build to order to high volume construction, and it can be tailored for even the largest construction project. 


The builders risk program is designed to make it easier for you to focus on customer relationships and sales. The following are just a few of the valuable features offered: 

  • Ability to rate, quote, issue, and manage policies from any device, browser or monitor size
  • Capacity for projects of any size and value, including wind and flood
  • Innovative coverage options designed with the needs of contractors in mind; many are automatically included with the option to increase limits
  • Policy options include "one shot" or single structure, reporting form and deposit premium
  • Policies can be insured in the name of the contractor or owner
  • Insured by Zurich
  • Direct access to our dedicated team of more than 50 underwriters
  • Direct billing with premium payment installment options
  • Fast, easy access with no premium commitment

Quote and issue a policy online in the name of the owner or contractor for eligible new construction, remodeling and installation projects, including the following examples:

  • Residential: Custom homes, tract homes, one to four family dwellings, modular homes
  • Commercial: Apartments, office buildings, warehouses, institutions, hospitals, bridges, water treatment plants
  • Installation: Asphalt and concrete, cabinets, cellular towers, heating and air conditioning, parks and playgrounds, plumbing, roofing, scoreboards, solar panels, water treatment plant improvements


  • All states

Rate, quote and issue coverage online in minutes

Issue a builders risk policy 

Nationwide agents already registered to do business with us may log in here to begin issuing their next builders risk policy or manage an existing policy.

Get Instant Access 

Enjoy access to builders risk and contractors equipment products insured by Zurich and a responsive, reliable team of industry experts who place you at the center of everything we do.

Additional Resources 

Builders Risk Plan Brochure | Download Now ►
Builders Risk Reporting Form Guidelines | Download Now ►
Builders Risk Coverage by Policy Type | Download Now ►
US Assure Underwriting Contacts | Download Now ►

Start Today

Register in four easy steps to quote and issue policies online with no minimum premium.


Browse our virtual toolbox for resources to support your business.

  • Collateral
  • Guides and Reports
  • News
  • Webinars