Privacy Policy


The nature of our business requires a relationship of respect with the users of the Website(s). As with other companies that maintain Internet sites, we want you to know about our Internet privacy practices. This Agreement sets forth our current practices and applies to and any other sites that are owned, operated and controlled by the Company. The privacy policy notice included with any insurance policy is separate and in addition to this Internet privacy statement. Changes to this Agreement and our privacy practices may be made at any time.

Our Use of Personal and Non-Personal Information 

We collect two kinds of information about our Website(s) users: personal and non-personal information. Personal information is information that can identify an individual personally, such as name, address or policy information. We collect personal information only when it is voluntarily offered and solely for purposes that are clearly identified on the Website(s). For example, if you choose to register with, the information that is collected online is used only to facilitate your requests, process any transactions you might initiate, or update your account information. Non-personal information is collected to track the total number of guests visiting and to guide our efforts to improve the Website(s). 

We may personalize your user experience by using information about your interests to recommend other services or sites that might be of interest to you; we may also monitor user traffic patterns and site usage to help provide enhancements to its services; we may use the information it collects to notify you about new services or special offers. Further, by providing information or materials to this Website(s), you grant to the Company an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, and transmit such information and materials for any purpose, including without limitation, disclosing any such information and materials as necessary to satisfy any law, regulation, or governmental request, except as may otherwise be restricted by this Agreement. Without limiting the generality of the previous sentence, we reserve the right, in connection with (i) a request or investigation by any governmental body or governmental agency, or (ii) our efforts to investigate, prevent or take other action regarding illegal activities, suspected fraud, potential threats to public safety, material violations of this Agreement, and pursuant to law, to reveal any information collected through this Website(s) regarding users of our services.

The Company uses your Website(s) address or e-mail address (collectively, an “IP address”) and telephone number to help diagnose problems with the Company’s servers and to administer the Website(s) for security purposes. Your IP address is used to help identify you accurately and to gather general demographic and business information.

To enhance your experience with the Website(s) and to assist with gathering data the Company, and others the Company authorizes, use “cookies” (a small text file placed on the user's hard drive) to facilitate site navigation, maintain quality of online service, provide additional security, and allow the customization of your access to the Website(s). Cookies themselves do not enable us to access any personal information about our users; however, they do allow us to analyze use of the Website(s). The "cookies" automatically collect information about your computer hardware and software, which can include browser type, access times and Internet Protocol (IP) address. The Company and its designees may use cookies for various uses, including to understand Website(s) usage and to improve the content and offerings on the Website(s). Subject to applicable law, the Company may share, rent, sell, post or otherwise disclose collected data to third parties. Any third party to which we share, rent, sell, or otherwise disclose personal data will be carefully pre-screened by the Company, determined by the Company to be reputable, and will use the personal data for marketing products and services which the Company determines, in our sole judgment, that visitors might find of interest. The Company will disclose to third parties information knowingly and voluntarily disclosed by visitors, information in aggregate form, and/or information that is publicly available.

In general, cookies, by themselves, do not tell us your IP address or other personally identifiable information. However, if you choose to furnish the Website(s) with data such as personally identifiable information, this information may be linked to the data stored in the cookie. The Company currently has not established functionalities such that any password saved through use of a cookie will expire when you close your browser, but may do otherwise. In general, it is possible to disable the use of cookies by reviewing your browser’s preferences and options. However, if you disable your cookies, the Company may prohibit your access to and use of the Website(s).