Are you a licensed property and casualty insurance agent? You can apply online for a builders risk insurance quote for residential and commercial course of construction projects valued up to $75 million.
90% of risks submitted are eligible
90% of risks submitted are eligible
More than 60% of customers bind coverage
More than 60% of customers bind coverage
World-class customer satisfaction rating
World-class customer satisfaction rating
Proven commitment to the industry, even following catastrophic natural disasters
Proven commitment to the industry, even following catastrophic natural disasters
Video: Zurich Builders Risk Policy Issuance System Demo
Video: Zurich Builders Risk Policy Issuance System Demo
Play Video: Zurich Builders Risk Policy Issuance System Demo
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6 min
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Getting Started

No matter the project value or risk type, you can start an application online for course of construction insurance. Our application checklist introduces the basic information you need to obtain a builders risk insurance quote.

Whether the project is a custom home, a dream remodel or an office building renovation, builders risk insurance provides financial protection from costly losses that may occur from the time the ground is cleared to the installation of the final touches.

Application Checklist for a Builders Risk Insurance Quote
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Eligible Course of Construction Projects

Eligible risks include new construction, remodeling and installation jobs nationwide and in all protection classes.

Appetite Guide: Builders Risk Plan Insured by Zurich
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Builders Risk Insurance Quote

It’s fast and easy to obtain a builders risk insurance quote. You can rate, quote and issue a Zurich builders risk policy online for residential and commercial course of construction projects valued up to $10 million. Projects valued under $5 million require little-to-no human intervention. Additionally, our online system provides:

  • Access to quick premium estimates
  • Streamlined application questions that are specific to the risk characteristics
  • Innovative coverage options automatically included with the option to increase limits
  • Quick resolution to underwriting holds — most resolved within the same day
  • Ability to retrieve proposals and produce multiple quote iterations for the same account
  • Proof of coverage available instantly upon policy issuance
  • Policies backed by Zurich’s financial security and superior claims handling
  • A dedicated team of specialists available with underwriting authority
Builders Risk Insurance Application Tip Sheet
Get underwriting pointers for a smooth, error-free submission process.
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New Home Construction Valued Up to $1M

If the project is new home construction and valued at $1M or less, check out the fastest way to secure a builders risk policy using our XPressBIND® application. You’ll answer just six questions, along with the risk address. If your responses meet the requirements, you’ll get a formal quote in record time. No additional underwriting information or holds will be required.

Commercial Course of Construction Projects Valued Over $10M

For projects valued over $10 million, our dedicated commercial underwriters will work with you directly to provide a builders risk insurance quote in a timely and efficient manner — typically with a one-to-three-day turnaround. The quickest and most efficient way to obtain a premium quote is to apply online. You can also obtain a premium estimate within 24 to 48 hours when you complete and submit our commercial builders risk insurance quote indication form for underwriting review.

Why Builders Risk Applications Go On Hold
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It’s a common misconception that every hold is a hard stop. In fact, more than 60% of risks submitted to US Assure flow through our online platform, hold-free. Approximately 90% of submissions that are placed on hold are later approved.

Related Topics and Resources

View more
XPressBIND Application
Video
The quickest, easiest way to obtain residential builders risk insurance countrywide for new home construction projects.
Common Builders Risk Claim Mistakes (and How to Avoid Them)
Tip Sheet
Get tips to reduce errors during policy issuance that could lead to claim problems down the road.
How to Find the Right Policy
Guide
Learn how to quickly evaluate policy options and select the best route for owners, contactors and other construction clients.
Coverage Summary by Policy Type
Guide
Get a complete list of optional coverages available for various policy types and values.
Quote and issue a policy
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