Are you a licensed property and casualty insurance agent? You can submit a builders risk application online for residential and commercial course of construction projects valued up to $75 million.
90% of risks submitted are eligible
90% of risks submitted are eligible
More than 60% of customers bind coverage
More than 60% of customers bind coverage
World-class customer satisfaction rating
World-class customer satisfaction rating
Proven commitment to the industry, even following catastrophic natural disasters
Proven commitment to the industry, even following catastrophic natural disasters
Demo: Zurich Builders Risk Policy Issuance System
Demo: Zurich Builders Risk Policy Issuance System
Play Demo: Zurich Builders Risk Policy Issuance System
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6 min
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Getting Started

No matter the project value or risk type, you can start the builders risk application process online. Our application checklist introduces the basic information you need to obtain a builders risk quote. Whether the project is a custom home, a dream remodel or an office building renovation, the US Assure Builders Risk Plan insured by Zurich provides financial protection from costly losses that may occur from the time the ground is cleared to the installation of the final touches.

Application Checklist for a Zurich Builders Risk Quote
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Eligible Risks

Eligible risks include new construction, remodeling and installation jobs nationwide and in all protection classes.

Appetite Guide: Builders Risk Plan Insured by Zurich
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Builders Risk Insurance Quote

It’s fast and easy to obtain a builders risk insurance quote. You can rate, quote and issue a Zurich builders risk policy online for residential and commercial course of construction projects valued up to $10 million. Projects valued under $5 million require little-to-no human intervention. Additionally, our online system provides:

  • Access to quick premium estimates
  • Streamlined application questions that are specific to the risk characteristics
  • Innovative coverage options automatically included with the option to increase limits
  • Quick resolution to underwriting holds — most resolved within the same day
  • Ability to retrieve proposals and produce multiple quote iterations for the same account
  • Proof of coverage available instantly upon policy issuance
  • Policies backed by Zurich’s financial security and superior claims handling
  • A dedicated team of specialists available with underwriting authority
Builders Risk Application Tip Sheet
Get underwriting pointers for a smooth, error-free submission process.
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Commercial Projects Valued Over $10M

For projects valued over $10 million, our dedicated commercial underwriters will work with you directly to provide a builders risk quote in a timely and efficient manner — typically with a one-to-three-day turnaround. The quickest and most efficient way to obtain a premium quote is to apply online. You can also obtain a premium estimate within 24 to 48 hours when you complete and submit our commercial builders risk quote indication form for underwriting review.

New Home Construction Valued at $500,000 or Less

If the project is new home construction and valued at $500,000 or less, check out the fastest way to secure a builders risk policy using our XPressBIND® application. You’ll answer just six questions, along with the risk address. If your responses meet the requirements, you’ll get a formal quote in record time. No additional underwriting information or holds will be required.

Why Builders Risk Submissions Go On Hold
Read article

It’s a common misconception that every hold is a hard stop. In fact, more than 60% of risks submitted to US Assure flow through our online platform, hold-free. Approximately 90% of submissions that are placed on hold are later approved.

Related Topics and Resources

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Common Builders Risk Claim Mistakes (and How to Avoid Them)
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Get tips to reduce errors during policy issuance that could lead to claim problems down the road.
How to Find the Right Policy
Guide
Learn how to quickly evaluate policy options and select the best route for owners, contactors and other construction clients.
Coverage Summary by Policy Type
Guide
Get a complete list of optional coverages available for various policy types and values.
3 Scenarios When You Should Pitch Premises Liability With Builders Risk
Guide
Understand when you should package premises liability with business risk insurance
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