Coverages and Policies
Understand the details of our coverage options and policy structures to make informed decisions. This section breaks down key terms, benefits, and considerations for various insurance products.
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Featured Resources
Article, Video
Learn when builders risk should be in place and the conditions that trigger the end of coverage for both policy forms.
Article, Video
Watch this video or read the transcript to learn how occupancy can impact course of construction coverage.
Article, Video
Uncover reasons a builder or homeowner may need unsold dwelling coverage after construction is completed.
Coverages
Article
Show residential building clients why soft cost insurance coverage can be a valuable coverage addition.
Guide / Report
Familiarize yourself with essential endorsements designed to protect your client from financial loss.
Article
Get an overview of residential and commercial builders risk endorsements offered by US Assure that can improve the scope of course of construction insurance.
Article
Explore eight construction insurance options exclusively for builders and contractors in this article from US Assure.
Article, Video
Familiarize yourself with these commonly overlooked coverages to save the day for clients.
Article, Video • 2 min read
Learn the truth behind five builders risk and property policy misconceptions.
Article, Video • 5 min
Clients need more money to cover construction costs? Read US Assure’s blog to learn which builders risk coverage endorsements can help.
Article
Uncover how and when to cross-sell premises liability with builders risk.
Article
Show clients why soft cost insurance coverage can provide valuable protection.
Article
Learn what landlord insurance covers and how it could help protect property owners.
Article • 3 min read
Teach clients about how change orders impact coverage to help them protect against unforeseen losses.
Article • 3 min read
Help clients understand exposures for vacant rental structures and how to protect themselves against losses.
Article, Video • 3 min
Watch this video or read the transcript to learn how change orders affect anticipated completion date.
Article, Video • 3 min
Watch this video or read the transcript to learn how occupancy can impact course of construction coverage.
Article, Video • 3 min
Watch this video or read the transcript to learn the difference between these risks and the coverage available for each.
Guide / Report • 3 min read
Implement these practices to help you prevent oversight and maintain great relationships with clients.
Guide / Report • 5 min read
Learn the basics about this coverage endorsement for business owners with new construction or remodeling plans.
Checklist / Tip Sheet • 2 min read
Examine how competitors stack up to Zurich’s course of construction policy and its benefits.
Overview Sheet • 2 min read
Get descriptions of several residential and commercial coverage endorsements.
Overview Sheet • 2 min read
Get a complete list of optional coverages available for various policy types and values.
Guide / Report • 3 min read
Get information to help you explain this coverage endorsement to personal and commercial lines clients.
Guide / Report
Explore optional coverages to protect your clients from costly losses and exposures.
Video
We discuss what prompts the end of coverage for a builders risk policy
Video • 2 min
Play this video for ways to assess how other carriers compare to the Builders Risk Plan insured by Zurich.
Video • 2 min
Hear how our coverage forms define these conditions for single-structure, course of construction policies.
Video • 2 min
Watch to discover the importance of site work coverage and what happens if clients go without.
Policies
Guide / Report • 3 min read
Learn how to select the best policy for your client and their project.
Guide / Report
Ensure construction clients avoid lapses in coverage by properly reporting their starts.
Article, Video • 3 min
Watch this video or read the transcript to learn about four add-on policies for clients with ground-up residential projects.
Article, Video
Uncover reasons a builder or homeowner may need unsold dwelling coverage after construction is completed.
Article
Answer these four questions to help decide the right coverage for commercial clients.
Article
Discover why subcontractors and service providers could benefit from custom coverage for their installation jobs.
Article
Master five nuances you need to understand when securing a commercial remodeling policy with the Builders Risk Plan insured by Zurich.
Guide / Report • 3 min read
Leverage these policy tips to help ensure your homebuilder is covered should a loss occur.
Video • 2 min
Uncover the difference in calculating loss for an existing structure versus the actual renovations.
Video • 2 min
Identify the best policy type for contractors based on their annual number of starts.
Video
Watch this short video to learn simple tips to differentiate between project types.
Video
Find out what unsold dwelling insurance does – and doesn’t – cover.
Video
Explore insurance scenarios to choose the right named insured on a builders risk policy.
Overview Sheet
If you have clients who are trade contractors, an installation floater or builders risk insurance policy can provide protection for materials and equipment being installed.
Overview Sheet • 1 min read
Explain coverage protecting owners from negligence-related events during construction like slip and fall injuries.