Builders Risk Insurance in Colorado (CO)
Explore course of construction coverage in Colorado backed by Zurich, including covered perils, eligible projects, and how to secure a builders risk insurance quote today.
Explore course of construction coverage in Colorado backed by Zurich, including covered perils, eligible projects, and how to secure a builders risk insurance quote today.
Defined by the towering Rocky Mountains, vast plains and pristine alpine lakes, Colorado is known for its natural beauty and opportunities for outdoor adventure. Key landmarks across this eligible territory include Pikes Peak, Rocky Mountain National Park, Coors Field, Mesa Verde National Park, and Ajax, the original skiing resort in Aspen. Because our Zurich builders risk policy is available countrywide, course of construction projects from Denver to Colorado Springs can be secured by nearly any licensed property and casualty insurance agent for homeowners, contractors and more.
What is builders risk insurance?
Builders risk insurance (also called course of construction insurance) protects a person's or organization's insurable interest in materials, fixtures and / or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.
How much does builders risk insurance cost in Colorado?
A few factors have the greatest impact on cost, including:
Bearing all these factors in mind, the minimum premium for the Builders Risk Plan insured by Zurich starts at $375 in Colorado. You can get a formal builders risk insurance quote when you apply online today with no minimum volume or premium commitment. Additionally, the Colorado rate pages and a premium estimate calculator may be available for registered producers based on the project type.
What builders risk coverages are available in Colorado?
Policies with the Builders Risk Plan insured by Zurich are broad in scope, so unless a peril or risk is specifically excluded, it’s likely covered. Some standard coverages include:
Optional coverages are also available to help tailor protection for commercial and personal lines clients. Some coverages include:
*For commercial projects only
Who is eligible for builders risk coverage in Colorado?
Whether in a vibrant city like Denver or the stunning mountain landscapes, nearly every individual or entity with a financial stake in a completed construction project is eligible to purchase a builders risk insurance policy across the Centennial State — including contractors, business owners, homeowners, property investors, and financial institutions, all of whom can benefit from the protection offered by builders risk insurance.
Eligible residential clients include:
Eligible commercial clients include:
How to Get a Colorado Builders Risk Insurance Quote
It’s fast and easy to obtain a builders risk insurance quote in every city of Colorado. You can start an application online for residential and commercial course of construction projects valued up to $75 million. Projects valued under $5 million require little-to-no human intervention.
Create your online account in minutes, then log into our online policy issuance platform to get a quote today.
Use our application checklist to gather basic client information before you complete the online application.
Colorado Cities with Builders Risk Insurance Include:
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Learn what basic information you’ll need to gather before submitting an application online.
Explore scope of coverage, underwriting considerations, project eligibility and more to get you started.