Contractors Equipment Insurance

From construction to landscaping and excavation, businesses often rely on equipment to generate revenue. Designed to protect commercial operations owning valuable mobile equipment, the contractors equipment insurance policy provides business coverage for construction machinery, equipment and tools of a mobile nature used in contracting, installation, erection and repair, or moving operations or projects.

The contractors equipment coverage product is serviced by our team of experts and available with no premium commitment. We also offer competitive commissions to retail agents and brokers. 


  • Can be written for contractors, commercial general contractors, agricultural, excavation, municipalities, wholesalers, retailers, or any other type of commercial risk owning mobile machinery and equipment
  • Items typically insured include bulldozers, power shovels, loaders, graders, backhoes, forklifts, excavators, pavers, compressors, pumps, and numerous other items of a mobile or portable nature


  • Ability to rate, quote, issue, and manage policies online in just a few simple steps
  • Insured by an "A" rated carrier and available on an admitted basis
  • Scheduled values up to $10 million and up to $500,000 per item
  • Sold on a stand-alone basis with scheduled and blanket coverage options
  • Special coverage package automatically includes basic limits for additional debris removal expenses, expediting expenses, fire department service charges, inventory and appraisal, recharge of fire extinguishing equipment, and reward for recovery of stolen equipment
  • Direct billing with electronic payment options and an automated renewal process
  • Fast, easy access with no premium commitment


  • Nationwide, excluding Hawaii

Our team is available at (800) 800 – 3907 should you need assistance in the application process or have questions about this product.

Rate, quote and issue a policy online in minutes

Issue a contractors equipment policy

Agents and brokers already registered to do business with us may log in here to access our online application or manage an existing policy.

Is your organization contractually appointed with Zurich? Start here

Access new products

Join the US Assure team. Enjoy access to a broad portfolio of products all insured by “A” rated carriers and a reliable team of industry experts who place you at the center of everything we do. 

Are you a customer looking for coverage? Click here. 

Need more information?

Contractors Equipment Brochure | Download Now ►
US Assure Underwriting Contacts | Download Now ►



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