Builders Risk Insurance in Tennessee (TN)
Explore course of construction coverage in Tennessee backed by Zurich, including covered perils, eligible projects, and how to secure a builders risk insurance quote today.
Explore course of construction coverage in Tennessee backed by Zurich, including covered perils, eligible projects, and how to secure a builders risk insurance quote today.
Known for its breathtaking landscapes and country music roots, Tennessee’s coastal beauty and historic charm make it an unforgettable destination. Key landmarks across this eligible territory include Graceland, the Great Smoky Mountains National Park, the Grand Ole Opry, Beale Street, Nashville Parthenon, Ruby Falls, and the Appalachian Trail. Because our Zurich builders risk policy is available countrywide, course of construction projects from Memphis to Johnson City can be secured by nearly any licensed property and casualty insurance agent for homeowners, contractors and more.
What is builders risk insurance?
Builders risk insurance (also called course of construction insurance) protects a person's or organization's insurable interest in materials, fixtures and / or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.
How much does builders risk insurance cost in Tennesee?
A few factors have the greatest impact on cost, including:
Bearing all these factors in mind, the minimum premium for the Builders Risk Plan insured by Zurich starts at $375 in Tennessee. You can get a formal builders risk insurance quote when you apply online today with no minimum volume or premium commitment. Additionally, the Tennessee rate pages and a premium estimate calculator may be available for registered producers based on the project type.
What builders risk coverages are available in Tennessee?
Policies with the Builders Risk Plan insured by Zurich are broad in scope, so unless a peril or risk is specifically excluded, it’s likely covered. Some standard coverages include:
Optional coverages are also available to help tailor protection for commercial and personal lines clients. Some coverages include:
*For commercial projects only
Who is eligible for builders risk coverage in Tennessee?
Whether in the vibrant cityscapes of Nashville or along the majestic Smoky Mountains, nearly every individual or entity with a financial stake in a completed construction project is eligible to purchase a builders risk insurance policy throughout the Volunteer State — including contractors, business owners, homeowners, property investors, and financial institutions, all of whom can benefit from the protection offered by builders risk insurance.
Eligible residential clients include:
Eligible commercial clients include:
How to Get a Tennessee Builders Risk Insurance Quote
It’s fast and easy to obtain a builders risk insurance quote in every city of Tennessee. You can start an application online for residential and commercial course of construction projects valued up to $75 million. Projects valued under $5 million require little-to-no human intervention.
Create your online account in minutes, then log into our online policy issuance platform to get a quote today.
Use our application checklist to gather basic client information before you complete the online application.
Tennessee Cities with Builders Risk Insurance include:
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Learn what basic information you’ll need to gather before submitting an application online.
Explore scope of coverage, underwriting considerations, project eligibility and more to get you started.