Builders Risk Application and Quote


Builders Risk Application

Are you a licensed property and casualty insurance agent? If so, you can submit a builders risk application online for residential and commercial course of construction projects valued up to $75 million. Our project cheat sheet will give you examples of the different types of course of construction projects US Assure helps agents insure. There’s no minimum commitment for your agency — so we won’t hold you to a premium or volume obligation, and your success is our top priority: 

  • Ninety percent of risks submitted are eligible
  • More than 60 percent of customers bind coverage
  • World-class customer satisfaction rating
  • Proven commitment to the industry, even following catastrophic natural disasters

No matter the project value or risk type, you can start the builders risk application process online. Our Getting Started Online Checklist introduces the basic information you need to submit an application. Whether the project is a custom home, a dream remodel or an office building renovation, the US Assure Builders Risk Plan insured by Zurich provides financial protection from costly losses that occur from the time the ground is cleared to the installation of the final touches. Eligible risks include new construction, remodeling and installation jobs nationwide and in all protection classes. View our full appetite guide.  

For commercial construction projects valued over $10 million, US Assure will also accept a paper application, which can be emailed directly to a senior territory underwriter or emailed to buildersriskrequests@usassure.com.

Builders Risk Quote

It’s fast and easy to obtain a builders risk insurance quote through our intuitive online agent platform! You can rate, quote and issue residential and commercial course of construction projects valued up to $10 million. Projects valued under $5 million require little-to-no human intervention. Additionally, you’ll find:

  • Access to quick premium estimates
  • Application questions are streamlined and specific to the risk characteristics
  • Innovative coverage options automatically included with the option to increase limits
  • Quick resolution to underwriting holds — most resolved within the same day
  • Retrieve proposals and produce multiple quote iterations for the same account
  • Proof of coverage available instantly upon policy issuance
  • Policies backed by Zurich’s financial security and superior claims handling
  • A dedicated team of specialists available with underwriting authority

For projects valued over $10 million, our dedicated commercial underwriters will work with you directly to provide a builders risk quote in a timely and efficient manner — typically with a one-to-three-day turnaround. You can also obtain a premium estimate within 24 to 48 hours when you complete and submit our commercial builders risk quote indication form for underwriting review. 

Why would a risk go on hold? It’s a common misconception that every hold is a hard stop. This could not be further from the truth. More than 60 percent of risks submitted to US Assure flow through our online platform, hold-free. An estimated 90 percent of submissions that are placed on hold are later approved.

Agent and broker testimonials

Peer-to-peer recommendations are a trusted guide for decision-making. Following are insights from our insurance professionals on why their experiences with US Assure has led them to be promoters of our organization.

"Program was very easy to understand, and obtaining the correct rate for the risk was very quick." — Dan Welch, W Insurance Group, Washington 

“US Assure is extremely easy to work with. The quote / application process is very user friendly. I had to call them on more than one occasion, and every rep I spoke to was pleasurable to work with and very clear in their communication. I look forward to placing more business with US Assure." — Darwin Martinez, Goosehead, Texas

"We're very happy with your coverage and service, and especially like the website that makes it so easy to bind business. We specialize in high-value personal lines and also building owner clients. I have personally used you for over 20 years at more than one agency." — George Dias, Next Step Insurance Solutions, California 

"The online platform to quote and issue policies is great and easy to navigate. Compared to other insurance quoting and issuing platforms, I feel it is top-notch." — Michael Boehm, Farmers Insurance, Oregon  

"Rates are reasonable, and the service we get is phenomenal. I always appreciate how easy it is to quote, and the level of services provided when we call in with any questions." — Pam Soprano, Thomson Smith & Leach Insurance Group, Louisiana 

How to Access Our Application and Start a Quote 

It’s fast and easy for insurance agents to create their online account. You will need to have the following information on hand in order to complete registration:

  • Individual license number(s)
  • Federal tax identification (FEIN), business or social security number (SSN)
  • Agency license number(s)
  • Errors & Omissions Policy information

Register Online Now >

If you’re new to the insurance industry or maybe just new to insuring construction-related risks, now is a great time to learn more about the builders risk policies US Assure offers! Learn now >

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