New Surplus Lines Market for Builders Risk Insurance Over $10M

September 4, 2025

Have a hard-to-place risk? Our surplus lines solution is now available countrywide for large, complex course of construction projects that don’t fit our admitted box. Download our E&S appetite guide for more information.

When your client’s course of construction risk doesn’t fit our admitted market, we’re able to offer a specialized solution!

You can now access an AM Best A+ rated non-admitted carrier for large complex projects — giving you even more coverage options and revenue-earning potential.

Highlights

  • Commercial and residential projects valued between $10M and $50M, depending on project type
  • Primary and excess DIC capacity for flood, wind and earthquake
  • Single risk policy term up to 36 months with extension consideration
  • Fully earned premium in most CAT areas
  • Partially completed projects under construction accepted

> Get E&S appetite guide

Submission Process & Requirements

Submit your application online at usassure.com. If declined by our standard market, your application may be manually reviewed and quoted with an E&S underwriter, typically within 72 hours. Additional information may be requested.

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