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Builders Risk News Roundup: August 2022
August 4, 2022
If you have contractors who build or install multiple projects a year, check out these policy options to sell and service them with confidence.
Reporting Form
A residential reporting form policy is for contractors who build five or more new homes per year with values of $3M or less (up to $1.5M for coastal properties). Renovations without existing structure coverage can be included, and a commercial reporting form is also available. Premium is based on an annual or monthly rate.
Blanket Deposit Premium
A blanket deposit premium policy is for contractors with residential or commercial new construction averaging 50 or more builds a year with values of $3M or less. No monthly reporting is required. The account is audited at the end of the policy term and adjusted to reflect what was actually in the builder’s inventory for the year.
Installation Floater
An installation floater policy provides coverage for residential and commercial trade contractors who install equipment or other material in one or more states. The application can be submitted online, and if approved, an underwriter will work with you directly to secure coverage.
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