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Builders Risk News Roundup: August 2022

August 4, 2022

If you have contractors who build or install multiple projects a year, check out these policy options to sell and service them with confidence.

Reporting Form

A residential reporting form policy is for contractors who build five or more new homes per year with values of $3M or less (up to $1.5M for coastal properties). Renovations without existing structure coverage can be included, and a commercial reporting form is also available. Premium is based on an annual or monthly rate.

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Blanket Deposit Premium

A blanket deposit premium policy is for contractors with residential or commercial new construction averaging 50 or more builds a year with values of $3M or less. No monthly reporting is required. The account is audited at the end of the policy term and adjusted to reflect what was actually in the builder’s inventory for the year.

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Installation Floater

An installation floater policy provides coverage for residential and commercial trade contractors who install equipment or other material in one or more states. The application can be submitted online, and if approved, an underwriter will work with you directly to secure coverage.

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September 4, 2025
New Surplus Lines Market for Builders Risk Insurance Over $10M

Have a hard-to-place risk? Our surplus lines solution is now available countrywide for large, complex course of construction projects that don’t fit our admitted box. Download our E&S appetite guide for more information.

August 27, 2025
Labor Day 2025: Schedule and Closing

On Friday, August 29, US Assure's office and virtual working operations will close at 6 p.m. ET in observance of Labor Day.
December 3, 2024
Zurich’s Top Honor Earned for Program Administrators

US Assure has earned Zurich’s Pinnacle Award for the third consecutive year and is the only program administrator to receive the honor every year since its inception.
September 11, 2024
5-Star Program Administrator Winner
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